The Electronic Discovery Trap Attorneys Set for Defendants

Legal tricks of the trade My previous post “Naming Multiple Defendants in a Product Liability Lawsuit” address the liberal discovery rules and high cost of compliance to defendants in Product Liability Lawsuits. Let expound on that here. Many businesses contacting…

Defense Costs Inside or Outside the Limits of Liability?

Averting financial disaster Purchasers of a surplus lines Product Liability Insurance policy are often presented with quotes indicating defense costs inside the limits of liability. If you read your proposal or quote carefully, you will often see the option of…

Health Supplements’ Biggest Problem: Undeclared Substances!

A huge issue facing the health supplement industry is the frequency in which undeclared substances find their way into the products. A study conducted by Informed-Choice indicates that approximately 25% of supplements in the market could be contaminated. Potential risks for…

5 Tips for Start-up Businesses Having Trouble Getting Product Liability Insurance

Karen K. Klein makes some good points in her article “When You Can’t Secure Product Liability Insurance” in BusinessWeek. These two show why it’s sometimes difficult for start-up businesses to get Product Liability insurance: Premiums for even low-risk products are often…

Children’s Product Companies are Getting Buried by High Cost of Compliance

The Consumer Product Safety Improvement Act of 2008 is causing a real strain on importers and manufacturers of children’s products. The question many have is – will the new chair, Inez Tenenbaum, bring clarity and relief to small businesses.

Why Are My Premiums So High?

What every Product Liability insurance shopper wants to know There is a primary reason most start-ups and small businesses don’t qualify for low minimum premiums for product liability. It’s because they don’t qualify to place with a standard or admitted…

Custom Motorcycle Manufacturer Sued for Product Defect

Were they cruising for a bruising? I work with hundreds of different types of manufactures and distributors, but custom motorcycle manufacturers really stand out in the crowd. As a whole, this group is like the motorcycles they design and manufacture:…

$1.5 Million Settlement for Foggy Goggles

Anti-fog goggle issues still unclear Did you hear about the Pennsylvania man who was awarded $1.5 million because his goggles fogged up while water skiing? He hit a log and was seriously injured. On the surface this seems reasonable, but…

Pollution Liability Insurance for Manufacturers, Importers

What’s not covered by your Product Liability policy The pollution exclusion is one of the most overlooked and devastating exclusions in a Product Liability policy. Many manufacturers and importers of equipment such as machinery, piping and hoses overlook the fact…

Naming Multiple Defendants in a Product Liability Lawsuit (Infographic)

Who gets sued? Product Liability clients being sued for damages are usually amazed at how many parties are named in the lawsuit. They’re also surprised by how many of the named parties have little or no connection to the product. Keep…