Product Liability and Children’s Products

Most incidents involve nursery products Many of our clients and potential clients manufacture, supply or sell children’s products.  As I tell them all, children’s products are the most unique category of products on the market and typically more difficult to…

Inspections Reveal Serious Problems in Dietary Supplement Industry

Basic manufacturing standards not being met My post “Retailers Will Pump You Up with Undeclared Steroids”  referenced a 2009 study claiming 25% of all supplements on the market contain undeclared substances. Unfortunately for the dietary supplement industry, I believe the…

Are Claims-Made Product Liability Policies Cheaper?

The answer is Yes and No Many businesses purchase a claims-made product liability policy thinking it’s cheaper than an occurrence-based policy. On the surface, claims-made policies can be cheaper than the superior occurrence-based policies.  However, if we closely examine a claims-made policy we see…

A Better Understanding of Claims-Made Policies

Claims-made policy forms are common in industries that sell high hazard products such as medical and children’s products. But it’s important to know not all claims-made forms are created equal.  There are two distinct claims-made policy forms: Claims-Made & Reported…