Peanut Corp of America and Product Liability

Since the Peanut Corporation of American knew that many of the products they were shipping were potentially contaminated by Salmonella, they could be denied product liability insurance coverage because it was an intentional act.

Can Foreign Liability Insurance Save You Money?

The surprising answer Are you aware there is often a big difference between rates of foreign and U.S. Product Liability Insurance? Many U.S. exporters don’t know this because local and general insurance agents are not aware of all the options….

Minimum and Deposit Premium

Understanding the terminology A minimum and deposit premium is the amount due at the inception of the Product Liability Policy.  Even though the policy is “ratable” (subject to adjustment based on rate per sales), under no circumstances will the annual…

There are Liabilities in Hiring an Independent Subcontractor

Do you assume that you’re financially insulated from the missteps of the independent subcontractors you hire? You may find that your subcontractors aren’t as independent as you think. In the eyes of the courts, they could, in fact, be employees….