Pollution Liability Insurance for Manufacturers, Importers

What’s not covered by your Product Liability policy The pollution exclusion is one of the most overlooked and devastating exclusions in a Product Liability policy. Many manufacturers and importers of equipment such as machinery, piping and hoses overlook the fact…

Naming Multiple Defendants in a Product Liability Lawsuit (Infographic)

Who gets sued? Product Liability clients being sued for damages are usually amazed at how many parties are named in the lawsuit. They’re also surprised by how many of the named parties have little or no connection to the product. Keep…

U.S. Companies Outsourcing in China

The Epic questions that need asking As a native of Charleston, S.C., I was particularly interested in the story about the Charleston-based Epic Kayak lawsuit against its Chinese manufacturer. Apparently, Epic Kayaks outsourced the manufacturing of its kayaks to Flying Eagle Boat…

Product safety in the U.S.

The human cost There was something both comforting and disturbing about a conversation I had with a Product Liability wholesale broker. He has a prospect who designs and manufactures commercial slides for waterparks. We talked about the type of claims typically…

The Pre-emptive Defense for Medical Products

What will Obama do? Many journalists are convinced that President Obama’s administration is out to completely strike down pre-emption as an effective medical liability defense by medical manufacturers. In 2009, the Supreme Court ruled in Wyeth v. Levine that state juries…

RV Manufacturer Sued for Failure to Warn

The owner-operator of a new recreational vehicle crashed and injured himself. He then filed suit against the manufacturer. The owner said he was driving on an expressway and decided to walk to the rear of the RV to get a…

Want to be named as Additional Insured?

Don’t be afraid to ask Think your business is too small for your third party manufacturer or parts supplier to name you as an Additional Insured on their Product Liability Policy? It probably isn’t. Most legitimate businesses anticipate this request…

Understanding Strict Liability

Negligence vs. defect Strict Liability can be a difficult concept for some business owners to  grasp. But it’s important to know how it impacts their business and Product Liability Insurance. First of all, with Strict Liability there is no burden…

Peanut Corp of America and Product Liability

Since the Peanut Corporation of American knew that many of the products they were shipping were potentially contaminated by Salmonella, they could be denied product liability insurance coverage because it was an intentional act.

The 2008 Peanut Butter Recall

And why it’s still relevant Here’s everything you need to know about the massive Peanut Corporation of America peanut butter recall of 2008: 600 people sickened by PCA peanut butter products Eight dead 1800 products recalled Congress asked PCA president…